Florida BAnk accounts

Frontline Florida Realty

Call Alan Martin free in the USA 1 877 438 6815 or 10p a min in UK 0871 900 8830

With the passing of the Patriot Act, with some banks, it has become more difficult if not impossible to open an account unless you are here in the USA.

However I have a personal relationship with 2 well known banks in the Area and I have arranged with them to open an account for my clients without my clients having to travel to Florida.

So, if you would like to take advantage of the $2 pound then please let me know and I will put you in touch directly with the person in the bank that can help you. None of your money come to me, like in those scam e mails from Africa.!!! Your money will be transferred directly to your new American bank account.

It would be sensible, at the same time, to consider opening a trading account with MoneyCorp. MoneyCorp is an international worldwide money exchange company. The have been in business in London , Orlando and in Sydney Australia for many years and have an outstanding reputation. I use them myself and can personally recommend their services to you.They will effortlessly get your money to your account here at a better rate than your high street bank plus , for my clients,they will waive their usual fees

Having a bank account here is a prerequisite for buying a home here and the longer you have the account open the better your changes of doing better when it comes to a loan interest rate

Please sign up for no obligation information at

http://www.moneycorp.com/call_requestCustom.cfm?customEmail=alan@frontlineflorida.com&customName=FrontlineFloridaRealty

The Secret...to become a licensed mortgage broker you need 2 days of class, the ability to pass a test, about $200, and no experience. To be a mortgage consultant, loan officer, or loan consultant, you need no training and no experience.

Getting into the mortgage business is easy, cheap and full of people who do not know what they are doing and will tell you everything you want to hear...and deliver something different or maybe nothing at all.

Rule #1: Stay off the internet! There are too many lurkers waiting to take advantage of homebuyers that want to believe somewhere there is that lower interest rate. Anyone can give you an estimate (only a guess) to make you feel good and then not live up to it. When problems come up, they will stop communicating with you, state authorities do not care, and you are stuck paying more than you should. Until states tighten up and enforce regulations it is truly a gamble with your hard earned money.

We recommend that you choose a local (where you are buying) lender who you either know, or has been recommended by someone you trust. We can recommend several if you like.

Rule #2: Don't let everyone pull your credit. Shop with no more than two lenders and go with the one you are most comfortable with. When the first person pulls your credit, find out what your credit scores are and just tell the second person. If you go on line for lenders to compete for your business, you may have as many as 20 people pulling your credit, even without your permission. Too many inquiries will lower your credit score...another reason to stay off the internet.

Rule #3: Be realistic. Interest rates depend upon a lot of factors as individual as your finger print...there are no two borrowers alike. The most important ingredient is your credit score combined with your income to debt ratio, length and type of loan, amount borrowed, down payment available, job stability and secondary assets. In addition to what kind of documentation you are providing...the less you provide the higher the interest rate. Reputable lenders will all quote within 1/4% of each other and the difference usually is whether or not you are willing to pay discount points...pay now or pay over the life of the loan.

If you are serious about buying a home, you need to start your mortgage now. A "pre-qualification" letter only means that based on what you verbally communicated to the lender, you can probably qualify for the loan requested. This is a weak statement when you are making offers on a property. An "approval" letter means that you have actually made (and paid) for a full loan application had your credit pulled and information verified...a powerful negotiating tool when making an offer. In today's good market mortgage approvals are a necessity.